Based on the 2021 report on the St. Kitts-Nevis Anguilla National Bank Limited

Provide a financial assesment of the bank.

Assess the bank in terms of profitability, liquidity, and capital adequacy. Use appropriate ratios to support the assessment. (An in-depth analysis is expected. The discussion on profitability should relate the bottom line, to gross revenue use profitability ratios appropriate for a bank. Liquidity - how managed? Explain with financing gap analysis)