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Based on the article The End of Market Discipline? Investor Expectations of Implicit State Guarantees by Viral V. Acharya, Deniz Anginer, and A. Joseph Warburton,

Based on the article The End of Market Discipline? Investor Expectations of Implicit State Guarantees by Viral V. Acharya, Deniz Anginer, and A. Joseph Warburton, Based on Banking, Does the fact that estimates of the implicit subsidy vary over time affect whether you would recommend policies to deal with the issue?

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