Based on your analysis and company research would you, as a bank-lending officer, approve a 5-year loan for this company? If so, how much would you approve the loan for and for what purpose? Would you require security or collateral? Explain your reasoning.

Provide a recommendation as to whether an investor should buy, sell, or hold the stock of your company compared to the selected competitor. Your recommendation should be supported by an adequate explanation and reference to supporting analysis and ratios.

Ratio	Johnson & Johnson	Pfizer
Return on Equity	2.00%	29.73%
Return on Assets	0.87%	12.40%
Earnings per Share	0.48 (Basic) 0.47 (Diluted)	3.57 (Basic) 3.52 (Diluted)
Net Profit Margin	0.017	0.406
Current Ratio	1.411	1.352
Quick Ratio	1.124	1.103
Accounts Receivable Turnover	4.115	6.390
Inventory Turnover	3.00	1.565
Times Interest Earned	18.409	454.362
Debt to Equity Ratio	1.615	1.398
Price/Earnings Ratio	297.28	10.321