Ben Affleck bought a home with a sales price of $200,000. He will get a 90% LTV loan at 7% for 30 years. Property taxes are $6,000/year, homeowner's insurance is $1,800/year, and PMI is quoted at 0.5%/year. Calculate his monthly (PITI+PMI) payment assuming the mortgage factor is $6.65 per $1,000.