Ben and Carla Manchester plan to buy a condominium. They will obtain a $165,000, 20-year mortgage at 6.5 percent. Their annual property taxes are expected to be $1,812. Property insurance is $576 a year, and the condo association fee is $45 a month. Based on these items, determine the total monthly housing payment for the Manchesters. Use Exhibit 9-9. (Round time value factor to 2 decimal places and final answer to the nearest whole number.) Total monthly housing payment eBook