Benefits of cryptocurrencies and blockchain include all of the following EXCEPT: Select one: O A. Transaction costs among all of the participants in the economy can be reduced. O B. Rating agencies and government bodies will not be necessary to verify identity, establish trust, or perform the critical business logic. O C. Business or individuals can create financial agreements without relying on banks. O D. Business or individuals can make financial transactions without relying on banks. O E Transactions among businesses or individuals will have to know each other to make financial agreements