Benjamin Appliances (Benjamin) is a retailer of small appliances. Benjamin operates a large warehouse and 10 retail locations in the U.S. It also offers repair service at two of the retail locations. Most of the products are manufactured overseas and shipped FOB by container on cargo vessels. The other products are delivered to the warehouse via common carriers. Benjamin uses its own trucks to transport merchandise to the six retail locations within 50 miles of the warehouse and contract carriers to transport merchandise to the other four locations. Which one of the following policies should Benjamin purchase to cover its own goods being transported by common carriers and contract carriers? Annual transit Trip transit Mail insurance Open shiner