BLOOM Bank has the following financial information. Balance Sheet Income Statement Cash $100 Interest Income $400 Securities $600 Interest Expense ($150) Net Loans $1200 Non-Interest Income $50 Net Premises $300 Non-Interest Expense ($100) Total Assets $2200 PLL ($60) Deposits $1100 Pretax Operating Income $140 NDB $800 Securities Gains/Losses ($40) Equity Capital $300 Taxes ($45) Total Liabilities and Equity $ 2200 Net Income $55 Calculate the Bank's ROE? Select one: O a 2.5% b.12.22% c.18.33% d. 20.45% e. 7.33%