Bob makes his first $1,000 deposit into an IRA earning 8.1% compounded annually on his 24th birthday and his last $1,000 deposit on his 36th birthday (13 equal deposits in all). With no additional deposits, the money in the IRA continues to earn 8.1% interest compounded annually until Bob retires on his 65th birthday. How much is in the IRA when Bob retires? The amount in the IRA when Bob retires is s (Round to the nearest cent as needed.)