Burt deposits $10,000 into a bank account today. The account earns 4.5% per annum compounding daily for the first 4 years, then 5% per annum compounded quarterly thereafter. No further deposits or withdrawals will be made.

For this question, assume all months are of equal length and ignore leap years.

(a) Calculate the account balance six months from today.

(b) Calculate the account balance 4 years from today.

(c) Calculate the account balance 4.5 years from today.

(d) Calculate the account balance 10 years from today.