Calculate the debt to income ratio:

You have just been hired as a Level 1 Financial Coach at UNT Financial Services. Now your first cients, latoya and Sam Kroger, have asked for your assistance in putting together a simple family financiai plan. They are both 27 years old and Latoya is pregnant with their first child. They plan to have at least 2 more children over the next 5 years for a total of 3 children. They want to make sure they are taking the right steps financially, You will assist them and make recommendations to help them improve their situation in a video presentation. Use the following information to construct basic financial statements. Develop a future recommended budget and recommendotions to improve their financial rotios. You will present these in your video to the clients. (Side Note: If you were creating your own budget or boliance sheet, you'd do the same using row bank stotements.)