calculate the followings

 

Discussion 2- Capital ratio/capital adequacy analysis A Balance sheet of High Capital Bank $ Assets Reserves Loans 8m 92 m Reply Search entries or authori Liabilities Deposits 90 Equity Capital 10 Unread Balance sheet of Los Capital Bank Assets $ B Reserves Loans 10 m 90 m Liabilities 1. (1 point) what is the capital ratio of the High capital bank and the Low capital bank respectively? 2. (1 point) If both banks suffer a bad loan loss of $5 million, how do their balance sheets change? Show the new balance sheets for both banks after the loss below. 3. (1 point) Does the amount of reserves affect anything? Explain why or why not. Deposits Equity Capital 94 m 6 m