Calculate the GDS ratio based on the following information: Appraised value of home $ 250,000 Amount of mortgage application $ 200,000 Monthly principal and interest payments $ 1,350 Bank line of credit (limit) $ 15,000 Credit card limit (limit) $ 10,000 Monthly credit card payments $ 450 Annual heating costs $2,400 Annual family income (gross) $ 76,452 Annual property taxes $ 4,200 Monthly credit line payments $ 600 Monthly Vehicle lease $ 175 NOTE: Round answer to nearest whole %. For example 19.4% would be entered as 10