Caleb recently had knee surgery, The initial bill was $45,000, but after insurance adjustments with his HMO plan the total bill was rcduced to $22,500, of which Cakb pald up to his out of pocket limit of $3.000. His insurer covered the remaining 519,500. The disercparxy in the original statcd cost and what was actually paid is an cxample of a lack of Cost insulation Cost transparcncy Price clasticity Costclasticity Question 12 (0.625 points) Al the following ane rcasons for social insurance programs caccpt Solving complex social problcms Insure risks that are not ideally insurable privatcly Providing a basc of ccononic sceurity None of the above Question 13 (0.625 points) sind Medicare plans that offcr additional prescription drug coverage can be purchascd as Mcdicarcpart A B C D Question 14(0.625 points) 4 sincd Anctwork of doctors, hospitals, and other providers that agree to acecpt set payments for services provided within the network wile also providine limited coverage outside the network is known as a(n) Heatch Mainterance Onganization (HMO) Prcferred Providar Oreanization (Ppo)