Camille wants to be extremely confident that there would be enough funds to look after her family if she died young. She wants to be sure there would be enough to provide an annual income for them of $49,000 that would last indefinitely (in perpetuity) and feels that an after tax annual real rate of return on the funds of 2.3% would be conservative enough. Based on this goal, how much life insurance should she apply for? Input your answer to the nearest dollar