Can Negative Accounts Return on a credit report?

1. YES!!! Accounts can reappear on a credit report if they were not verified in time but verifiable. However, it very rare. Once an item is deleted, the FCRA make it difficult to re-report an item. Especially if it was an unverified account.
2. YES!! And Also the credit reporting agencies face monetary penalties of up to $1,000 per reporting. The Fair Credit Reporting Act also requires that the credit bureaus inform you before they re-report a previously deleted listing
3. NO, they can NEVER reappear on your credit report.
4. Both A & B
5. None of the options above are correct

17. If one has poor or no credit history, how can they get approved for a loan?

• A. Get a co-signer
• B. Provide a larger downpayment
• C. Both A & B
• D. Go to another Leander
• E. keeping applying for credit until approved