can somebody please check my answers please , i just want to be sure . it is a true or false question .

1-Social Security benefits are designed to replace 100 percent of an employees preretirement income.

2-Buying benefits in bulk is cheaper than buying benefits individually.

3-Workers compensation is mandatory in all states.

4-401(k) plans are often associated with a matching contribution from the employer.

5-Unfortunately, HR has hardly any control over benefits costs.

6-Unions have driven up the costs of a variety of benefits.

7-Statutory benefits are benefits that are required by law.

8-Employees contribute some of their own earnings to Social Security benefits each pay cycle.

9-Medicare is completely free to the retiree.

10-The Workers Compensation program was created to provide workers with short-term relief because of work-related injuries or illnesses.

11-All employers pay the same workers compensation insurance premiums, regardless of the type of industry.

12-The FMLA provides paid leave for 12 weeks for reasons such as the birth/adoption of a child or to care for a family member who has a serious health condition.

13-Every employer in the United States must provide FMLA leave to its employees.

14-Under ACA, employees not covered by a healthcare plan at work are required to go to the state health exchange where they can purchase individual coverage.

15-COBRA coverage for 18 months is usually sufficient time for employees to secure new employment and new insurance coverage for themselves and their families.

16-ERISA guidelines require the employer to vest the employee 100% after 5 years, 20% from years 3-5, or earlier if the employer so chooses.

17-If a company chooses to provide health care to employees, they have to follow the COBRA, HIPAA, and ERISA rules.

18-Both traditional health care plans and managed health care plans restrict the availability of doctors/providers by defined coverage area.

19-Contributions to 401k and 403b are made on a pretax basis.

20-Disability insurance, short-term or long-term, can only provide benefits to employees when theyve been injured on the job.

here are my anwers in order : F,T,F,F,T,T,T,T,F,T,F,T,T,T,T,F,T,F,T,F.