Can someone expand on this? Two paragraphs in essay form of Royal Bank of Canada's current or recent issues

Non-Market Environment Issues: The Bank of Canada is the country's primary financial institution. The primary function of this organization is to look out for the nation's economic and financial interests. This is accomplished by the institution's control of monetary policy, banking regulation, and the nation's overall monetary supply. Additionally, the Bank of Canada is accountable for the production of currency as well as the provision of banking services to the federal government. The Bank of Canada is currently confronted with a number of difficulties. One of them is the current low rate of inflation, which can be attributed, at least in part, to the current low price of oil. The high level of debt carried by households is another source of the difficulty. This is a cause for concern because it may result in increased interest rates as well as a slowdown in economic growth