Carol, a bussiness owner, wishes to establish a group insurance plan for her ten employees. Muchto her suprise, she learned that she may be able to offer her employees segregated fund in a group plan Since she is partly personally invested in individual segregated funds, she met with her insurance agent to discuss the matter.

How should her agent advise her of the differences between group and individual segregated funds?

a. The segregated funds have sales changes regardless of whether they are held in a group or

individual plan.

b. That group segregated funds have 100%, death benefit guarantees where as individual segregated

funds have 75%. death benefit guarantees.

c. That group segragated funds have 75% death benefit guarantees whereas individual segregated

100% death benefit gurantees.

d. That group segragated funds do not death benefit guarantees whereas individual segregated do.