Carol receives $2,000 at the beginning of each year. Josh receives $2,000 at the end of each year. Both Carol and Josh will receive payments for next six years. At a discount rate of 7%, what is the difference in the present value of these two sets of payments? [Enter your answer to the nearest USD. Do not use a dollar sign or commas to separate thousands, just enter the number] Jeff has just turned seven. His aunt has deposited $10,000 into a college fund for year and intends to deposit a further $3,000 per annum for the next eleven years. What will be in the college fund when Jeff turns eighteen if the return earned on the fund is 6% per annum? [Enter your answer to the nearest USD. Do not use a dollar sign or commas to separate thousands, just enter the number]