Carol Thomas will pay out $23,000 at the end of the year 2, $25,000 at the end of year 3. and receive $27.000 at the end of year 4 with an interest rate of percent, what is the net value of the payments vs. receipts in today's dollars? Use Appendix B to calculate the answer Multiple Choice 536,050) (519,156) (554 744) (522,372)