Cassie, age 02. paid a life insurer $100,000 in exchange for a life annuity equal to $500 per month. If Cassie dies after receiving 120 monthly payments from the insurer, Cassie's beneficiary will receive an additional 80 monthly payments. If Cassie dies after receiving 200 or more payments, no additional payments are made by the insurer. Cassie has purchased a(n) life annuity, no refund O cash refund annuity joint and survivor annuity installment refund annuity