Chapter 7 of the Bankruptcy Act is designed to do which of the following? a. Protect shareholders against creditors. b. Establish the rules of reorganization for firms with projected cash flows that eventually will be sufficient to meet debt payments. c. Ensure that the firm is viable after emerging from bankruptcy. d. Allow the firm to negotiate with each creditor individually. e. Provide safeguards against the withdrawal of assets by the owners of the bankrupt firm and allow insolvent debtors to discharge all of their obligations and to start over unhampered by a burden of prior debt