Cherry had not made any mortgage payments between the time Chase sent the erroneous Satisfaction of Mortgage notice to him and the time of the court's decision in This case. The court listed five Circumstances in which a mortgagee $($Chase here$)$ might be denied the right to foreclose on the delinquent account : which one applies here $?$ The court said Chase had engaged in $"$an apparent obfuscation of the law before the courts". What obfuscation did it engage?