Chrysler Corporation has a floating rate loan outstanding at 6m LIBOR + 0.0047 (eg .0010 = 10 basis points). The new CFO is worried about rates going higher and calls an investment bank for a swap quote and receives the spread 0.0175 / 0.0185 against LIBOR flat. If Chrysler moves ahead on the transaction, what is their all in net fixed interest rate cost in decimal terms to four decimal places? (e.g. 5.125% = .0513)