Chuck, the Exterminator

Because of the pandemic, Sally lost her job with the bank. She has been able to find work for an accountant part-time. Chuck and the children have been on Sally's plan through the bank since he became a self-employed exterminator. Coverage for the family under the bank's plan ends soon and they are not enrolled in health coverage or eligible for coverage with Sally's current employer. Sally has type 2 diabetes and the costs will quickly become unbearable if they don't have health insurance. Sally (age 38) and Chuck (42 years old) claim Junior (age 17) and Susie (age 13) as tax dependents. Together, Chuck and Sally expect to have a household income of $80,000 this year. Neither Sally nor Chuck use tobacco and they forbid their children to use it.

Go here: https://www.healthcare.gov/

• Get Coverage (do not enter your email address)
• Select Your State = Tennessee (do not click APPLY)
• $ See Plans & Prices [Preview Now]
• Enter ZIP code = 37130

Tell us about you & your household Start > Now, Answer the questions as if you are Chuck (do not skip).

Compare a Bronze plan with a Gold plan.

Primary post: Describe the plan would you recommend for Sally and Chuck. Explain why you make this recommendation. Include the following:

Plan medal level (Bronze or Gold)? ________________ Estimated monthly premium? $__________________ Individual Deductible? $__________________ Family Deductible? $__________________ Out of Pocket maximum (Family Total)? $__________________ Estimated total yearly cost? $__________________