Claudia ACEVES borrowed from U.S. Bank to buy a home . Two Years later , she could no longer afford the monthly payments . The bank notified her that it planned to foreclose ( take possession of and selly on her home . Aceves filed for bankruptcy . The bank offered to modify Aceves's mortgage if she would forgo bankruptcy . She agreed . Once she withdrew the filing , however , the bank foreclosed . [AcEves V. U.S. Bank, N.A., 192 Cal. App. 4th 210, 120 Cal. Roth. 3 d1 507 12 Dist . 2011 1] Could Aceves succeed on a claim of promissory estoppel ? Why or why not ?"