Compare the information pertaining to Master Budgets to your personal budget (you do not need to provide actual number!) If you were to use your personal budget as business managers use the Master Budget, you would probably find some areas where you could save money, or make a change so that you will have more money in the future. Provide an example of investing in something that will hopefully realize future profits (incorporating alternative energy sources as you build your new home; buying a hybrid vehicle for your next car; switching to a "whole food" diet rather than buying pre-packaged foods). Give enough information in your example. How did the example illustrate the time value of money concept? How was the Net Present Value concept illustrated? How was the payback period determined?