COMPLETE THE CHART WITH THE BEST ASSET PLACEMENT FOR THIS (COMBINED) $500,000 INVESTMENT PORTFOLIO.

ASSET CLASS & STOCK MUTUAL FUND	EXPECTED AVERAGE ANNUALIZED RATE OF RETURN OVER NEXT 15 YEARS	PORTFOLIO TURNOVER RATE	STRATEGIC ASSET ALLOCATION	401(k) account: (tax-deferred growth): $100,000 subtotal	Roth IRA account (tax-free growth): $200,000 subtotal	Individual account (taxable): $200,000 subtotal
U.S. large cap stock balanced: Vanguard Tax-Managed Capital Appreciation Fund (VTCLX)	9%	5.7%	10%
U.S. stocks, using profitability factor: iShares MSCI USA Quality Factor ETF (QUAL)	10%	26%	15%
U.S. mid-cap value stocks: Vanguard Mid-Cap Value Index Fund (VMVAX)	12%	14%	20%
International foreign developed markets value stocks: Vanguard International Value Fund (VTRIX)	10%	37%	20%
International emerging markets stocks: Vanguard Emerging Markets Stock Index Fund Admiral Shares (VEMAX)	11%	9%	15%
Taxable short-term corporate / government fund (high-quality)	3.5%	N/A	20%