Compound interest A$.$ This form of check is drawn on the account of a financial institution and is backed by the creditworthiness of the institution. It is often required by sellers in lieu of a personal check.

Demand deposit B$.$ This is a deposit held in a financial institution for which funds are deposited for periods longer than demand deposits.

Overdraft C$.$ This is the term applied to the practice of routinely managing an individual$$s or family$$s cash and near$-$cash assets.

Account reconciliation D$.$ This refers to an insurance program that protects depositor funds against the failure of the insured depository institution.

Cash management E$.$ This is the phrase used to describe a savings account that pays interest only on the investor$$s deposited funds and not on previously earned interest.

Deposit insurance F$.$ These financial institutions are legally allowed to solicit and accept monetary deposits from individuals or entities.

Cashier$$s check G$.$ This is the condition that results when an account holder withdraws more money than is currently in the account.

Time deposit H$.$ This is the name applied to interest earned on the initial deposit amount plus the previously earned interest.

Simple interest I. This is the process of comparing the balances in the bank$$s records with those in the account holder$$s ledger to identify possible errors in recording checks or deposits.

Depository institution J$.$ This is the general name given to an account that allows the account holder to access the funds through a variety of banking options such as ATM withdrawals, online banking, using debit card or through a teller.