Connie has two nieces, Maria and julia. She loves them very much and wants to leave an estate for them in the event of her death. Connie owns a life insurance policy on her own life. She names Maria and Julia as the beneficiaries on the policy. Connie has a sister, Rita who left Canada many years ago and is living in the Bahamas. Since Rita moved away, there has been no contact between them. Unknown to Connie, Rita also has a daughter named Maria. In the event of Connie's death, should Rita's daughter Maria make a claim against Connie's policy, how will the insurer pay? Select one: a. One third of the benefit to each of the nieces b. The benefit to the court c. The benefit to the nieces who reside in Canada d. The benefit to Connie's estate