Consider a project that costs $126000 now, provides an income of $70000 a year for five years, and costs $225000 to dispose of at the very end of the fifth year. Assume that the discount rate is 5% for the first three years, and 10% for the last two years. What is the net present value of this project? (express your answer as a decimal, e.g. 0.78 and not as a percentage, i.e. 78%; round to the first digit after the decimal point)