Consider an inheritance that pays the beneficiary an annuity of $$750$ that begins immediately $($an annuity due$)$ and then annually in year $1$ through year $10($for a total of $11$ years$)$ with one exception $-$ the payment in year $5,$ and only $5,$ is not $$750$ but $$0.$ Using an interest rate of $4\%,$ determine the present value of this cash flow stream.