Consider the following income statement for WatchoverU Savings Inc. (in millions):

Assets			Liabilities
Floating-rate mortgages (currently 13% annually)	$	59	NOW accounts (currently 9% annually)	$	79
30-year fixed-rate loans (currently 10% annually)		59	Time deposits (currently 9% annually)		29
			Equity		10
Total	$	118		$	118

a.	What is WatchoverUs expected net interest income at year-end? (Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places. (e.g., 32.16))

Net interest income

$ million

b.	What will be the net interest income at year-end if interest rates rise by 4 percent? (Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places. (e.g., 32.16))

Net interest income

$ million