Consider the following three-index model:

	I1	I2	I3
average level	7.30%	3.50%	0.70%
betas	1.80	0.90	-0.10

When the level of the indexes is zero, the stock would yield 2.80%. What is the average return of the stock with the betas listed above?

answer in % without symbol (i.e. 3.25% -> 3.25)