Construct a balance sheet and Income statement for Davie National Bank with the following information.

Investment Securities

Demand Deposits

Now accounts

Cash and due from banks

Taxes

Interest on fees and loans

Retail CDs

Long term debt

Reverse Repos

Interest on investment securities

Interest on long term debt

Loans

Fixed Assets

Interest on reverse repos

Interest on deposits

Other assets

Paid in capital

Retained earnings

Common stock

Interest on deposits in other banks

Provision for loan losses

Other income

Other expenses

$$23000$

$$19000$

$$89000$

$$9000$

$$3000$

$$9000$

$$28000$

$$19000$

$$42000$

$$4000$

$$2000$

$$90000$

$$15000$

$$6000$

$$9000$

$$4000$

$$4000$

$$12000$

$$12000$

$$1000$

$$2000$

$$2000$

$$1000$

Calculate the following ratios:

Net Interest Margin

Profit Margin

ROE

ROA

Spread Ratio

Asset Utilization Ratio

Equity Multiplier

Provision for loan loss ratio

Burden Ratio

Tax Ratio