Contact a lender (corporate, institutional, or retail) to arrange a phone call, or zoom meeting, and asked them the following: 1. What is your process for granting credit? (steps and details) 2. How many steps are there in the credit-granting process? 3. How do you determine creditworthiness? (steps and details) 4. How has the process changed overtime (advancement of technology)? 5. Why should a client use you (your firm) for lending? What is your value proposition