Could you answrs question 10, 11, and 12?

Mr. Spend has accumulated credit card loans of $15,000 and is finding it difficult to make payments. His local bank has offered him a consolidation loan to payoff ail the credit card loans. The loan calls for monthly payments for 10 years and has a nominal interest rate of 5.99% (APR). What will Mr. Spend's monthly payments be if he takes the loan? Mr. Carter is planning to buy a home and he expects to borrow $200,000 for that purpose. Currently 15-year mortgage loans are quoted at 5% (APR). He expects to make monthly payments towards the loan. Calculate his monthly payments. What will be the outstanding amount on the loan after making payments for 5 years? Given the following data, calculate the present value of the cash flows (ordinary annuity) in each case. Also calculate the present value of the cash flows (annuity due) in each case Given the following data, calculate the future value of the cash flows (ordinary annuity) in each case. Also calculate the future value of the cash flows (annuity due) in each case. Chuck's new car will cost $20,000. How much will his monthly car payments be if gets a loan for 60 months, and the nominal interest rate is 7% per year. In order to start a new business, Miss Sue Me intends to borrow 550,000 from a local bank, The loan contract requires her to repay the loan in five equal installments of $13, 370 at the end of each year. Calculate the annual interest rate on the loan