Could you please answer all of these question please, with clear explaining please, thank you so much. Appreciate that . Thumbs up :)

c) Australian banks are closely regulated due to their significant impact on economic activities. One of the major regulations imposed on the banks is the capital adequacy requirement for the credit risk that banks potentially have to face. 1) What is credit risk? [1 mark] ii) Briefly explain how banks are regulated in terms of their capital adequacy and how this requirement helps to control the credit risk of banks. [1 + 3 = 4 marks)