Curt issues a check payable to Discount Mart. Ethel, Discount’s cashier, forges the store’s indorsement and deposits the check in her bank account. Curt’s bank, Farmers Bank, pays the check. Curt can recover from

	a.	Ethel, but not the bank.
	b.	neither Ethel nor the bank.
	c.	the bank, which can recover from Ethel.
	d.	the bank, which cannot recover from Ethel