d. Bethpage Federal Credit Union wants to match the true interest rate (denoted by APR in the quote) offered by Strong Home Mortgage. It will drop its upfront fees altogether and is even willing to give you an upfront credit (instead of charging you an upfront fee). What upfront credit would Bethpage have to offer for its true interest rate to match Optimum's?

Bethpage Federal Credit Union wants to match the true interest rate (denoted by APR in the quote) offered by Strong Home Mortgage. It will drop its upfront fees altogether and is even willing to give you an upfront credit (instead of charging you an upfront fee). What upfront credit would Bethpage have to offer for its true interest rate to match Optimum's