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D owes various credit card issuers $ 4 0 , 0 0 0 . D files a Chapter 7 petition. D gets a discharge. Her

D owes various credit card issuers $40,000. D files a Chapter 7 petition. D gets a discharge. Her creditors get nothinga no-asset case. If D still voluntarily pays the credit card debts can the issuers keep the money without violating the discharge injunction? See section 524(f).

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