Javier is currently paying $$$$13,000$ in interest on his credit cards annually.$$ If$,$ instead of paying$$ interest, he saved this amount every$$ year, how much would he accumulate in a$$ tax$-$deferred account earning $9$ percent over $9,14,19$ or $$years$?$If$,$ instead of paying$$ interest, this amount was saved every year in a$$ tax$-$deferred account earning $9\%$ over $9$years$,$ the amount accumulated would be $$$