D Question 39 5 pts There are four steps in the risk management process. This process cannot work out well when "the pandemic COVID-19 is simply viewed and treated as flu." Which of the following steps fails initially in the context of the risk management project? Identify loss exposures Implement and monitor the programs periodically Select the appropriate combination of techniques for treating the loss exposures o o Measure loss exposures Question 37 4 pts Every individual faces personal, property, and liability pure risks. Which of the following is related to personal pure risks? Every individual can be sued for legal liability Every individual has financial assets. Every individual has human capital, Question 36 5 pts If you harm someone or his or her property while you're carrying out the duties of your occupation, both you and your company are at risk of liability. Which of the following coverages can be used to cover a firm or professional's liability risks? All of the remaining choices Medical malpractice insurance Workers' compensation insurance Directors and officers (D&O) insurance