Dan and Terry Ogelsmith ecently, a married couple-Dan and Terry Ogelsmith-requested that you assist them by riting a modular, or targeted, long-term care financial plan. The clients both turned fifty-four this month and are fairly wealthy but not rich. Specifically, they wanted to consider self-insuring for any long-term care costs. However, they do not know whether they have adequate assets to self-insure. Use the following client assumptions to answer their questions. .The current cost of an assisted living facility is $95 per day and the nursing care facility . Cost of care will increase at an annual effective rate of 6 percent throughout the time . Both clients will simultaneously enter care facilities at age seventy-seven, spend three is $135 per day period. Assume cost increases occur annually years in assisted living and one year in nursing care, and die at age eighty-one