Dan Jones just returned from a business trip. On the return flight, Dan struck up a conversation with the passenger next to him. As it turned out, the gentleman is also from Dan's city. When Dan mentioned that he is a loan officer with FirstBank, his new acquaintance, Sam White, stated that he has an apartment building he is interested in refinancing to obtain more favorable terms. Dan is always interested in new lending opportunities. He asked Sam if he derives his income from real estate investments. Which aspect of preliminary assessment does this line of questioning represent? Identifying the credit request Identifying how real estate ownership is related to the borrower's primary line of business Identifying the purpose of the credit request Identifying the owner's strategies and motivations