Dana has two options for selling an insurance claim. Option A will provide $1000$ a month for $10$ years. Option B offers $85000$ as a lump sum today. The applicable discount rate is $7\mathrm{.}6$ percent compounded monthly. Which option should she select, and why, if she is only concerned with the financial aspects of the offers. Assume option A$,$ the monthly payment is made at the end of the month