Dave Krug finances a new automobile by paying $5,700 cash and agreeing to make 20 monthly payments of $470 each, the first payment to be made one month after the purchase. The loan bears interest at an annual rate of 12%. What is the cost of the automobile? (PV al S1, EV of S1. PVA of S1, and EVA of S1) (Use appropriate foctor(s) from the tables provideed. Round "Table Factor" to 4 decimal ploces.)