Dear Kind Human Being,

Pls do help me with the below, your efforts are appreciated :)

Thanksss a lot in advance

REFERENCE ARTICLE:Dixon, R., Ritchie, J. and Siwale, J., 2006. Microfinance: Accountability From the Grassroots.

Accounting, Auditing & Accountability Journal, vol. 19, no. 3, pp.405- 427.

https://www.researchgate.net/publication/227428805_Microfinance_Accountability_from_the_Grassroots

Q1) Also could you pls read the above referred journal and make notes summarizing the journal with an intro, body of the main points with explanations and form a conclusion at the end. while making the notes keep the referred article in main focus and also relate it to the topic of Sociological and Conceptual Issues with an Introduction to Social and Environmental Accounting and a Critique to Management Accounting Techniques

Q2) Could you use the above mentioned reference research journal in order to be able to answer the following questions mentioned below in the same context of the journal article: (Dixon, R., Ritchie, J. And Siwale, J., 2006. Microfinance: Accountability From the Grassroots. Accounting, Auditing & Accountability Journal, vol. 19, no. Three, pp.405-427.)

- Could you explain what are the budgeting, balanced scorecard, cost benefits analysis and how it had been developed in Microfinance institutions in Zambia as well as in Christian Enterprise Trust of Zambia (CETZAM)

- Could you pls explain that how the budgeting/balanced scorecard/cost benefits analysis would work in accordance of CETZAM and NGOs in developing country like Zambia Microfinance institutions

- Could you elaborate on what and how the benefits of budgeting, balanced scorecard, cost benefits analysis in accordance with CETZAM and NGOs in developing country like Zambia Microfinance institutions

- Could you elaborate on what and how the disadvantages of budgeting, balanced scorecard, cost benefits analysis in accordance CETZAM and NGOs in developing country like Zambia Microfinance institutions

-Could you pls give and explain recommendations and suggestions that may arise in mitigating the weaknesses of the budgeting. balance scorecard, cost benefits analysis in accordance with CETZAM and NGOs in developing country like Zambia Microfinance institutions

Q3) "....Accounting numbers have served to 'dehumanize war'. This is not to suggest that accounting

techniques have enabled the military to be more efficient in a business sense, rather that accounting

has a conflict enhancing potential.....

Could you please consider using the above given part of the reading and solve the below:

- Does management accounting have a role to play in shaping organizational and societal realities? Do

you agree with the above made statement? Think about this in the context of tools such as 'income

statements'; 'budgets' and/or 'cost-benefit-analysis' plan out the answer in context of CETZAM and NGOs in developing country like Zambia as well as the reference research journal mentioned (Dixon, R., Ritchie, J. And Siwale, J., 2006. Microfinance: Accountability From the Grassroots. Accounting, Auditing & Accountability Journal, vol. 19, no. Three, pp.405-427.)

Q4) Pertaining to the journal article, could you pls explain the following:

- What is the importance of perspectives to management accounting in the CETZAM case study as well as microfinance institutions in Zambia

- What management accounting techniques did CETZAM use ?

- How does microfinance institutions in Zambia and the CETZAM help to alleviate poverty (UNSDG Goal) ?

- What Led to the crisis of CETZAM and what could have they done better to avoid it, pls explain it in terms of management accounting and the given article.

- What were the problems with using Top down approach and how benefitted were they using the bottom up approach?

- Explain the NGO accountability and its problems in Zambia Microfinance institutions as well in CETZAM.