Debra took out an industrial special risks policy that provided coverage for the building and the contents of her gift shop. she was embarrassed about a past conviction for fraud and therefore did not disclose this conviction to the insurance company. 4 months later her shop was burgled causing a loss of stock to the value o $10,000 and property damage of $2000. The police who investigated the burglary do not believe that Debra is responsible in any way. In addition, it has been determined that Debra was not negligent in any way. However, Debra's insurer has now discovered her conviction record and has refused to pay her claim. required: discuss the duty of disclosure of an insured under the provisions of the insurance contract act 1984 (Cth). do you think Debra has complied with those provision? do you think the insurance company is entitled to refuse to pay her claim?